Auto Insurance Coverage – Learning from other’s mistakes. Published: 17.09.2008 | Author: policybazaar | Category: Insurance
A few years back Custom AC Milan Jerseys , having auto insurance was not mandatory. Nowadays, most countries require drivers to maintain their vehicles insured with at least liability coverage, which provides bodily injury and property damage protection for others if you are found liable.
Before insuring your vehicles was mandatory, consumers who did have their vehicles insured purchased auto insurance not because it was a requirement, but because they wanted to protect themselves in case of an accident.
A large percentage of consumers purchase liability auto insurance coverage only because it is a legal requirement. Most likely, those consumers wouldn鈥檛 insure their vehicles if it wasn鈥檛 a law.
Many do not consider the real value of auto insurance until they have a bad experience. Most insurance agents have experienced the customer who purchases the most basic coverage on their vehicle and then wrecks it and regrets not purchasing higher coverage. After learning an expensive lesson the hard way Authentic AC Milan Jerseys , next time they鈥檙e sure to purchase the needed coverage so that they don鈥檛 make the same mistake twice.
Purchasing the right coverage is definitely worth it although it costs more than just going with the state requirements. When you buy liability coverage only, realize that there is no coverage for your vehicle in case of an at-fault accident and sometimes even if you鈥檙e involved in a non-fault accident.
As an example, say you were driving around in your Rs.10,00,000 vehicle with liability coverage only and someone else rear-ends you while you鈥檙e stopped at a red light. Obviously it wasn鈥檛 your fault and the other person鈥檚 policy will cover your vehicle right? Not right! What if that person did not have car insurance? Who will fix your car then?
One must consider all possibilities because it does happen. There are many different coverages available that can be quite inexpensive and could get you out of a bad situation.
In the above example, if you would have purchased Basic coverage AC Milan Jerseys For Sale , your own auto insurance company would have paid your vehicle鈥檚 damages up to the purchased limits, even if the accident wasn鈥檛 your fault. Basic coverage is quite inexpensive.
Ask your agent about all different coverage options. You鈥檒l be surprised to find out that some valuable coverage is cheaper than you though.
Some additional coverage to consider:
Higher limits of liability vs. just the state requirements. If you do not have enough coverage to cover damages you are liable for, you must pay any uncovered damages out-of-pocket. Comprehensive and Collision Coverage 鈥?Provides theft, vandalism, fire, accidents and other damage to your vehicle. Optional Additions such as roadside assistance Cheap AC Milan Jerseys , towing and rental.
The above are among the most common additional coverage you should consider when shopping for auto insurance. Insurance quotes on auto are absolutely free, so quote all different kinds of coverage you may want. You won鈥檛 be sorry that you purchased additional coverage in case of an accident, trust us.
PolicyBazaar lets you to compare free聽online auto insurance quotes from multiple companies with one simple process. Feel free to get as many quotes as you need and quote as much different coverage as you鈥檇 like without any obligation to purchase a policy.
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By Le Yanna, Bui Long
HANOI, May 29 (Xinhua) -- "Anyone want to sell their long hair?" came a sweet feminine voice creeping through a summer noon in the outskirts of Vietnam's Hanoi capital city.
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A decade ago, Thuy cycled along alleyways and through villages to seek customers, shouting with all her might: "Anyone want to sell their long hair?"
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The motorbike helps Thuy go faster, and the loud speaker, using a pre-recorded voice from one of her villagers, saves her from wearily saying the same sentence all day.
"This year, traders offer higher prices for the longer hair we collect Cheap Thiago Alcantara Jersey , and they buy bigger volumes. But long hair is becoming scarcer and scarcer, so I have to go further into remote villages in Hanoi and its neighboring provinces. My husband even has to go to northern mountainous areas," Thuy said.
Long hair is selling like hot cakes because of thinner supply and bigger demand, the woman stated, noting that she often sells the hair to a millionaire, director of a trading company Cheap Sven Ulreich Jersey , in Bac Ninh, who supplies hair to beauty salons all over Vietnam and exports the product to several countries.
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